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Funding Options
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RT Speech and Hearing

Audiology Funding Options

Navigating the world of funding for audiology services and hearing aids can feel overwhelming, but you’re not alone. At RT Speech and Hearing, we believe everyone deserves access to quality hearing care—so we’ve put together this guide to help you understand your options, maximise your benefits, and get the support you need.

Private Health Insurance

Many private health funds offer rebates on audiology services and hearing aids, depending on your level of extras cover. Coverage varies by fund, so it’s important to check:

  • If your fund covers audiology consultations, hearing assessments, and hearing devices
  • The annual limit on your policy
  • Your rebate percentage
  • Waiting periods for new members or upgraded cover
  • If pre-approval is required for hearing aids

For the latest health fund rebates, see the Independent Audiologists Australia resource: Private Health Cover for Audiology.

Claiming Process

  • Pay for Your Service: Payment is required at the time of your appointment.
  • Receive Your Invoice: We’ll provide a detailed invoice with all necessary item codes and provider numbers.
  • Submit Your Claim: Claim on-the-spot using HICAPS where available, or submit your claim manually or online to your health fund.
  • Get Your Rebate: Rebates are processed according to your policy.

Private Health Insurance

Many private health funds offer rebates on audiology services and hearing aids, depending on your level of extras cover. Coverage varies by fund, so it’s important to check:

  • If your fund covers audiology consultations, hearing assessments, and hearing devices
  • The annual limit on your policy
  • Your rebate percentage
  • Waiting periods for new members or upgraded cover
  • If pre-approval is required for hearing aids

For the latest health fund rebates, see the Independent Audiologists Australia resource: Private Health Cover for Audiology.

Claiming Process

  • Pay for Your Service: Payment is required at the time of your appointment.
  • Receive Your Invoice: We’ll provide a detailed invoice with all necessary item codes and provider numbers.
  • Submit Your Claim: Claim on-the-spot using HICAPS where available, or submit your claim manually or online to your health fund.
  • Get Your Rebate: Rebates are processed according to your policy.

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Medicare Rebates

While Medicare doesn’t generally cover routine hearing tests or hearing aids for adults, you may be eligible for rebates through special programs:

Chronic Disease Management (CDM) Plan

  • Up to 5 allied health sessions per year
  • Requires a GP referral under an Enhanced Primary Care planCurrent rebate is around $58.30 per session (2024)
  • You’ll pay the gap between our fee and the Medicare rebate

How to Access:

  • See your GP to discuss eligibility and get a CDM plan
  • Book your audiology appointment and bring your referral
  • We’ll provide the documentation needed for your Medicare claim

Government & WorkCover Schemes

Hearing Services Program (HSP)

Eligible pensioners and veterans may access free or subsidised hearing assessments, hearing aids, and ongoing support through the Australian Government Hearing Services Program.

Eligibility: Australian citizens or permanent residents who hold:

  • Pensioner Concession Card
  • Department of Veterans’ Affairs Gold or White Card (hearing loss)
  • Dependants of eligible card holders

WorkCover & Comcare

If your hearing loss is work-related, you may be eligible for funding through WorkCover, Comcare, or a self-insured employer. This can cover hearing assessments, hearing aids, and rehabilitation.

  • Comcare covers Commonwealth government employees, certain banks, transport companies, and other large organisations
  • To check if your employer is a Comcare self-insurer, see the latest list here

National Disability Insurance Scheme (NDIS)

Eligible individuals under 65 with permanent and significant hearing loss may access funding for audiology services and hearing aids through the NDIS. We can support you with assessments, reports, and service delivery under your NDIS plan.

NDIS Audiology Support

National Disability Insurance Scheme (NDIS)

Eligible individuals under 65 with permanent and significant hearing loss may access funding for audiology services and hearing aids through the NDIS. We can support you with assessments, reports, and service delivery under your NDIS plan.

WS2

WS2 is a 9,468sqm, premium office building constructed from a combination of steel and cross laminated timber above the existing car park at Westralia Square.

Learn more

Payment Plans

We get that hearing care is an investment. RT Speech and Hearing offers:

  • Flexible payment arrangements for hearing aids and extended care
  • Discussion of treatment priorities to maximise your available funding

Getting Started

Before your first appointment:

  • Contact your insurer or funding provider to check your level of cover and available benefits
  • Bring any relevant documentation (membership card, GP referrals, approval letters)
  • We’ll walk you through fees and any out-of-pocket costs

Questions to ask your fund or provider:

  • What is my annual limit for audiology services?
  • Do I have any waiting periods?
  • What percentage rebate do I receive?
  • Are there special requirements or pre-approvals?
  • Does my policy cover hearing aids and related services?

Need Help?

We’re here to make the funding process as simple as possible. If you have questions or need support with claims, paperwork, or eligibility, contact our friendly team. We’ll help you get the best possible outcome for your hearing health.

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Our experienced and friendly team are ready to help you and answer any questions you might have.

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